FIX AND FLIP PROGRAM

Short-term purchase and renovation financing, with construction draws for approved rehabs

Loan Programs

Fix & Flip Financing

Short-term financing for real estate investors who purchase, renovate and resell properties, with construction draws available for approved renovations.

Program Overview

Fix & Flip financing gives real estate investors short-term funding to purchase, renovate and resell eligible investment properties. Renovation funds are advanced through construction draws for approved work, and payments are interest-only, with a balloon payment at maturity.

Program Features

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Purchase and renovation financing in one loan.

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Loan amounts starting at $100,000.

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Interest-only payments, with a balloon payment at maturity.

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Renovation funds advanced through construction draws.

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Eligible properties: single-family homes, condominiums, townhouses and 1–4 unit properties.

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Other property types considered case by case.

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Typical closing in 10–15 days, subject to loan readiness and approval.

Why Choose This Program?

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Financing for up to 85% of the purchase price on eligible deals.*

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Total financing up to 65% of after-repair value (ARV).*

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12–18 month terms sized for rehab-and-resale timelines.

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No prepayment penalty, so investors can exit early when the project sells.

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Acquisition and rehab funding in one program, so investors don't need separate renovation financing.

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Brokers and MLOs submit through our wholesale and non-delegated correspondent channels.

*Financing limits vary based on borrower experience, property eligibility and underwriting requirements. ARV = After Repair Value. Financing limits are not necessarily combinable.

Who This Program Is Great For?

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Real estate investors buying properties to renovate and resell.

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Investors who need purchase and rehab funds in a single short-term loan.

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Projects on single-family, condo, townhouse or 1–4 unit properties.

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Investors working on time-sensitive acquisitions.

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Investors who want interest-only payments during the renovation period.

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Brokers and MLOs with business-purpose investor scenarios to place.

Download Loan Program

Preview the Fix & Flip program sheet and download the full program details.

Co-Brand Loan Program

Access the co-branded version to share this program with your clients and Co-Org Loan partners.

Have a Fix & Flip Scenario?

Send us the purchase price, rehab budget, estimated ARV and exit plan. A loan officer will review the scenario and outline next steps.

Connect To A Loan Officer

For informational purposes only; not a commitment or guarantee to lend. Loan terms, financing limits and eligibility are subject to change without notice and to investor guidelines, property evaluation and underwriting approval. Not all applicants will qualify. Construction draws are subject to applicable requirements. Business-purpose loans only. TAG Lending Group, LLC · NMLS #2329372 · Equal Housing Opportunity.

Short-Term Bridge Financing for Florida Investors

Does TAG Lending Group offer bridge financing for real estate investors?

Yes. Our Fix and Flip program is short-term, business-purpose financing for investors who buy a property, renovate it, then sell or refinance. Brokers and MLOs submit these deals through our wholesale and non-delegated correspondent channels.

How is an investor bridge loan different from the Boost Bridge Loan?

The Boost Bridge Loan helps homeowners buy their next home before selling their current one. Investor short-term financing is for acquiring and renovating investment properties, and it is underwritten as a business-purpose loan.

Can a short-term investor loan be refinanced into a long-term rental loan?

Investors who keep the property after the rehab can explore refinancing into a DSCR rental loan, subject to program guidelines and underwriting. See our DSCR loan program.

What should a broker send to scenario an investor bridge deal?

The property address and type, purchase price, rehab budget and scope, estimated after-repair value, exit plan (sale or refinance), the investor's experience and the planned vesting entity.

All loans are subject to credit approval, underwriting, property eligibility and program guidelines. Business-purpose loans only. TAG Lending Group, LLC, NMLS #2329372. Equal Housing Opportunity.

Fix and Flip Loan FAQ

Florida fix-and-flip loan questions, answered

For Florida investors buying, renovating and reselling properties.

Does TAG Lending Group offer fix-and-flip loans in Florida?

Yes. TAG Lending Group (NMLS #2329372) offers fix-and-flip financing for Florida investors through select investor programs, covering acquisition and renovation on eligible properties.

Can I close a fix-and-flip loan in an LLC?

Possibly, subject to program guidelines. Many fix-and-flip programs allow closing in an LLC or other entity, with a personal guarantee typically required. Investors should confirm legal and tax implications with their own advisors.

What does a lender look at on a fix-and-flip deal?

Typically the purchase price, renovation budget and scope of work, after-repair value, the investor's experience and the exit plan. Requirements vary by investor program.

Can I refinance into a rental loan after the rehab?

Possibly, subject to program guidelines. Once the property is stabilized, investors may be able to refinance into a DSCR rental loan through select investor programs.

General information only, not a commitment to lend. All loans are subject to credit approval, underwriting, property eligibility and program guidelines. Programs and availability may change without notice. TAG Lending Group, LLC · NMLS #2329372 · Equal Housing Opportunity.

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