FOR LICENSED MORTGAGE LOAN ORIGINATORS

Recruit & Earn

Build your team at TAG. Licensed TAG MLOs may earn a recruiting override of 10 bps on the loan amount of self-generated loans closed by the MLOs they recruit, including the branch or region that MLO leads, paid monthly by TAG.

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Recruiting override calculator

Enter how many MLOs you've recruited and the self-generated loan volume each one (and any branch or region they lead) closes this month. 10 bps = 0.10% of closed loan amount.

MLOs you recruited

$0.00Estimated recruiting override this month

$0.00If that volume repeats for 12 months

Illustrative estimate only, not a guarantee of earnings. Calculated monthly on closed loans only and resets each calendar month. Based on recruited MLOs' self-generated production, never on loan terms. Not based on your own production.

How it works

Recruit a licensed MLO

They join TAG as a licensed, TAG-sponsored MLO and name you as their recruiter at onboarding.

They close self-generated loans

Self-generated business they or their branch/region source and close with TAG counts. Company-provided leads don't.

You get paid monthly

10 bps of that month's closed loan amount, paid by TAG. Track it live on your MLO dashboard.

Ready to build your team?

Apply to join TAG Lending Group.

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Frequently asked questions

What is the TAG Lending Group MLO recruiting override?

Licensed MLOs sponsored by TAG Lending Group may earn a recruiting override of 10 basis points (0.10%) on the loan amount of self-generated loans closed by the MLOs they recruit, including a branch or region that MLO leads. TAG pays it monthly.

How much can I earn from recruiting MLOs to TAG?

It depends on volume. Example: if three MLOs you recruited close $1M, $2M and $3M of self-generated loans in a month, the override is $6,000 for that month (0.10% of $6M). This is an illustrative example, not a guarantee of earnings.

Which loans count toward the recruiting override?

Only closed and funded self-generated loans. Loans from TAG-provided leads, purchased leads, the company website or marketing database, house accounts and Co-Org Loans do not count. Pipeline, withdrawn and denied loans do not count.

Is there a limit on how many MLOs I can recruit?

No. There is no cap on recruits, and you earn on each recruited MLO's qualifying loans. Each loan pays only one recruiting override, it does not pass up multiple levels, and the same loan cannot be counted twice.

How does TAG keep the recruiting override compliant with RESPA and CFPB rules?

The override is based only on the loan amount of closed loans and never on interest rate, fees, product or any other loan term, consistent with Regulation Z loan originator compensation rules. It is paid only to licensed TAG MLOs, never to Realtors, consumers or unlicensed people, and it is never payment for referring borrowers. Terms are governed by each MLO's written agreement.

Where is TAG Lending Group licensed?

TAG Lending Group LLC (NMLS #2329372) is a lender in FL, GA, MI, NM, OH, SC, TN and TX, and a mortgage broker only in CT, NJ and PA. Loans must close in a state where TAG and the originating MLO are licensed.

How do I join TAG and start recruiting?

Apply through the Join TAG form on this page. Once you are licensed and sponsored by TAG, MLOs you recruit name you as their recruiter at onboarding, and you can track your override on your MLO dashboard.

Program terms & eligibility

Self-generated loans only. The override applies only to loans the recruited MLO, or MLOs in a branch or region the recruited MLO leads, sourced themselves. Loans from TAG-provided, purchased, company-website, marketing-database, house or Co-Org Loan sources do not qualify. TAG determines whether a loan is self-generated based on its records.
You must work for TAG. You must be a licensed MLO in good standing, sponsored by TAG Lending Group in NMLS, under a current written MLO agreement, both when the loan closes and on the payment date. No override is earned or paid after your relationship with TAG ends, and nothing vests.
The recruited MLO must work for TAG. They must be licensed, sponsored by TAG and in good standing when the loan closes. Loans must close in a state where TAG and the originating MLO are licensed.
10 bps of loan amount, closed and funded loans only. The override is 0.10% of the principal loan amount of each qualifying closed and funded loan, calculated by calendar month and paid monthly in arrears. Nothing carries over between months. There is no payment for applications, pipeline, withdrawn or denied loans, and no per-hire or sign-on bounty.
Never based on loan terms. The override is never based on, and never varies with, a loan's interest rate, APR, fees, points, product, loan-to-value, lender credits, investor or any other term or condition, or any proxy for them. It cannot be paid by, or split with, a borrower, and it does not change the compensation of the originating MLO.
No cap on recruits; one override per loan. There's no limit on how many MLOs you can recruit, and you earn on each one's qualifying loans. Each individual loan pays only one recruiting override, to the recruiter of record in TAG's system. Overrides don't pass up multiple levels, and the same loan can't be counted twice. Disputes are decided by TAG.
Clawback. TAG may withhold or recover an override on any loan that is rescinded, refunded, paid off early, repurchased or fails early payment default, or where the loan file or attribution is found inaccurate.
Paid only to licensed TAG MLOs. No override, Co-Org Loan payment or other thing of value is paid to any unlicensed person, Realtor, consumer or third party for recruiting or for referring settlement service business.
Recruiting only, never referrals. The override rewards building TAG's licensed origination team. It is not payment for referring borrowers or any settlement service business.
Written agreement governs. Terms are governed by your written MLO agreement and TAG's compensation plan, and are applied consistently with RESPA Section 8, Regulation Z loan originator compensation rules (12 CFR 1026.36), the SAFE Act and applicable state law. TAG may change or end the program prospectively at any time. If anything on this page conflicts with your agreement or with the law, the agreement and the law control.

Recruiting override available only to MLOs licensed through and sponsored by TAG Lending Group LLC (NMLS #2329372). Compensation is based solely on the loan amount of closed, funded, self-generated loans and is never based on loan terms or conditions. Paid by TAG Lending Group per your written MLO agreement; terms governed by that agreement. Illustrative example only. Equal Housing Opportunity.