Non-Warrantable Condo Program
A flexible mortgage solution for borrowers purchasing or refinancing condo properties that may not meet traditional warrantable condo guidelines.
Program Overview
The Non-Warrantable Condo Program is built for borrowers who need financing on condo properties that may not qualify under traditional agency condo requirements. This program helps provide a path forward for eligible condo projects with unique characteristics, expanded investor concentration, commercial space considerations, litigation concerns, or other factors that can make standard approval more difficult.
Program Features
Financing available for eligible non-warrantable condo properties.
Can support qualified purchase and refinance transactions.
Designed for condo projects that may not meet traditional agency requirements.
May help with properties affected by investor concentration or project-specific limitations.
Provides an alternative path when standard condo financing is not available.
Offers more flexibility for borrowers buying or refinancing unique condo properties.
Why Choose This Program?
Helps borrowers move forward with condo properties that do not fit standard guidelines.
A strong option for buyers interested in unique or complex condo projects.
Can provide financing access where traditional lenders may decline the project.
Supports borrowers navigating condo eligibility challenges.
Creates more opportunity for condo purchases and refinances in specialized markets.
Gives loan officers another solution for hard-to-place condo scenarios.
Who This Program Is Great For?
Borrowers purchasing an eligible non-warrantable condo.
Condo buyers whose property does not meet traditional warrantable guidelines.
Clients interested in condo projects with unique approval challenges.
Borrowers refinancing a condo that may be considered non-warrantable.
Clients who were turned away by traditional condo financing options.
Borrowers needing a flexible solution for complex condo project eligibility.
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