Foreign National Full Doc

Designed for borrowers living abroad who want to buy or refinance U.S. property.

Loan amounts available up to $3 million for qualified scenarios.

Financing may be available up to 75% CLTV.

No U.S. credit score required, with a 660 FICO option available.

Overseas assets may be allowed as reserves.

Cash-out options and gift funds may be available for qualified borrowers.

Provides a practical financing path for eligible borrowers living outside the U.S.

Uses realistic guidelines to help simplify qualification for international borrowers.

Supports U.S. investment property financing for qualified foreign national clients.

Allows homeownership outside the U.S. while pursuing U.S. real estate financing.

Requires simple qualifying documentation such as one bank reference letter and CPA documentation for the last 2 years plus year-to-date.

Remote Online Notarization closing may be available for eligible borrowers.

Foreign national borrowers living abroad who want to buy U.S. property.

International clients who want to refinance U.S. real estate.

Borrowers who may not have a U.S. credit score but can meet alternate program requirements.

Clients with overseas assets who need reserve flexibility.

Qualified borrowers seeking cash-out options on U.S. property.

Realtors working with international buyers who need a clear full-doc financing solution.