Mortgage Loan Originator

William Kelly-Jones is an experienced mortgage professional with several years in the lending industry, helping homebuyers, investors, and real estate professionals navigate both straightforward and complex financing needs. His experience spans conventional, Non-QM, investment, and hard-money lending, including everything from traditional home purchases to ground-up construction and investment projects.
Having funded millions in residential and investment real estate, William brings a strong understanding of loan strategy, deal structure, and what it takes to get challenging transactions across the finish line. He believes in clear communication, anticipating problems early, and helping clients understand not only their financing options, but the strategy behind them.
Australian-born, British-raised, and proudly American, William brings an international perspective and a relationship-first approach to his work. Now based in the Houston area, he takes particular pride in developing long-term client relationships, with many borrowers returning for multiple transactions and referring their friends, family, and business partners.
Outside of lending, William is a husband and father of two. He understands that a mortgage is rarely just a transaction;  it’s often part of a much bigger plan for a family, business, or investment portfolio.
His goal is simple: make financing easier to understand, easier to navigate, and easier to execute.