Jemilat Kabiawu
CEO & Founder, JK Closing Solutions, LLC
- Company NMLS #2329372
- 25+ Years in Mortgage & Real Estate
Your Closing, Our Expertise
With over 25 years in the mortgage and real estate industry, I specialize in retail, wholesale and non-delegated correspondent closings. As founder and CEO of JK Closing Solutions, LLC, I built a firm committed to seamless, secure and efficient closings for lenders, brokers and clients.
My career is built on excellence, compliance and client satisfaction. Whether it's a complex loan package or tight documentation deadlines, every client deserves a smooth, confident closing backed by people who know the industry inside and out.
How JK Closing Solutions Supports Your Closings
Closing support for lenders, brokers and borrowers.
- Loan closing coordination
- Notary services
- Document review
- Retail, wholesale & non-delegated correspondent closings
- Accurate, timely closing documentation
- Compliance-focused from start to finish
The 14-Day Close
Our target timeline from executed contract to funding. Days 11–14 are where JK Closing Solutions takes the file across the finish line.
- Day 1File Opened & SubmittedExecuted contract and complete docs in. Credit, pricing and AUS run, and the file goes to submission review.
- Day 2Kickoff & Intro CallsYour processor reviews the full file and connects with the borrower, agents and transaction coordinators.
- Days 3–4Services Ordered & UnderwritingAppraisal, title and insurance ordered. File scrubbed and submitted to underwriting.
- Days 5–7Conditional ApprovalConditions reviewed with the borrower on a scheduled call so everything comes back in one pass.
- Days 8–10Conditions ClearedFinal conditions submitted for clear to close.
- Days 11–13Clear to Close & Closing PackageFinal Closing Disclosure issued and acknowledged at least 3 business days before closing. Closing package drawn, reviewed and sent to title.
- Day 14Closing Day, Wire & FundingSigning coordinated, funding conditions cleared, fed wire released and the loan funded.
Target timeline only. Day 1 begins when the purchase contract is fully executed and all required documents are submitted. Actual timing depends on appraisal, title, underwriting and response times. Not a commitment to lend or a guarantee of approval, terms or closing date.
Closing Day Checklist
What JK Closing Solutions handles from final CD to funded.
- Final Closing Disclosure acknowledged
- Closing package to title or settlement agent
- Signing and notary coordinated
- Signed package reviewed for funding conditions
- Fed wire released to the settlement agent
- Funding confirmed to the MLO, agents and borrower
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