Sara Winner
Mortgage Processor & Owner, Winner's Choice Processing
- NMLS #2341819
- Processing Since 2022
Professional Processing, Done with Efficiency and Accuracy
Winner's Choice Processing offers customized processing solutions built to give brokers, agents and borrowers the best product and service. Sara started the company in May 2022 to deliver a better experience by keeping open lines of communication between all parties from start to finish.
Service packages are fully customized. You choose the package that fits your business and its requirements, and Sara builds it around your workflow and volume.
With the Full Service Package, Sara runs credit, reviews your documents and the full file, and works with you to find the right solution for each deal.
The 14-Day Close
Our target timeline from executed contract to funding. One playbook, every TAG processor.
- Day 1File Opened & SubmittedExecuted contract and complete docs in. Credit, pricing and AUS run, and the file goes to submission review.
- Day 2Kickoff & Intro CallsYour processor reviews the full file and connects with the borrower, agents and transaction coordinators.
- Days 3–4Services Ordered & UnderwritingAppraisal, title and insurance ordered. File scrubbed and submitted to underwriting.
- Days 5–7Conditional ApprovalConditions reviewed with the borrower on a scheduled call so everything comes back in one pass.
- Days 8–10Conditions ClearedFinal conditions submitted for clear to close.
- Days 11–13Clear to CloseFinal Closing Disclosure reviewed with the borrower and closing scheduled with title.
- Day 14Closed & FundedKeys in hand.
Target timeline only. Day 1 begins when the purchase contract is fully executed and all required documents are submitted. Actual timing depends on appraisal, title, underwriting and response times. Not a commitment to lend or a guarantee of approval, terms or closing date.
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